Offer

Reduced listing fee saving you money

Full representation

Site signage

Partnered with Sienna Building to help sell your lot fast!

Pre-Construction Planning

Custom Design Services

Construction Management

NAHB Certified Green Professional Builder

High Quality, Great Value!

Construction Financing Available with down payments as low as 10%

Lot Equity can count as down payment

Closing Costs credits for certain qualified buyers

Financing for second homes

Is land a good investment? Most real estate investors will agree that buying land is too much risk.

Here is the issue with land: It’s a 100 percent speculative investment. You are 100 percent hoping that the value will go up to provide you a fair rate of return. And, here’s the kicker: It’s also costing you the opportunity cost of capital. You probably took $100,000 out of your mutual fund account, or other financial asset, to buy the land. And when that money was in the financial account, it was probably earning interest — let’s say 5 percent — but now it’s not earning anything because you took it out of your account to buy some dirt. So you’re really effectively losing 5 percent in wealth each year because you’re not earning that return. Unless, of course, the land goes up that much in value plus compensating for property taxes, insurance and other annual costs

Is it time to sell?

We are always looking for property to build on (or for our clients). Joe Davis at Fred Real Estate Group is offering a reduced total commission fee of 4% (with 1.5% to the Listing side and 2.5% to the Buyers side) saving you 1-2% over the typical commission fee’s of 5-6%!  If you allow us to market the property with a proposed home on it you will likely get even more for your lot if you just sold it outright. Contact us today so we can explain how this may be your best selling option.

Build and Hold?

Interest rates are going up and especially building costs! If you purchased your property at a good price and want to build a primary residence, second home or rental then time is of the essence because costs are continually rising. We offer the most straight forward approach to building a home all under one roof! From pre-construction planning, through design and construction of your home, we offer the most comprehensive solution and at a great value! Contact Brett Hartlaub at PrimeLending to discuss the 10% down construction loans! You can also use your lot equity as your down payment requirement!

Build and Sell?

With a shortage of homes for sale in Bend (especially new construction) building a home to sell will give you the highest rate of return. There are capital gains tax consequences if your property is not part of your retirement portfolio but the tax implication will be minimal as we offer cost savings to offset the potential tax costs! We will save you money in construction (builder costs), selling costs (reduced listing fees) and competitive construction financing (lower financing and carrying costs) to make this a very intriguing option. Contact us and we can help you understand how this may work for you!

Do nothing?

Nobody buys land with the intent to do nothing. We all know the only thing you can count on is change. Did you purchase the land when it was over valued and have been waiting for the market to return your investment? We addressed the opportunity cost of capital and it may make sense to make the best of a bad situation and take the tax benefits of selling for at a capital loss and taking the carryover against your future taxes.

There are only so many tomorrows!

Stop putting off for tomorrow what you could do today. The quotes for procrastination are endless! There should be no reason why you shouldn’t contact us. We are here to help but we can only help those willing to ask. Contact us today and let’s get started!

Joseph Davis

Licensed Real Estate Broker in Oregon with Fred Real Estate Group
Cell: (541) 408-1988
Email: [email protected]
Website: www.buyandsellinbend.com
Home search website: http://joe.buyahomeinbend.com
Bio Link: http://www.buyandsellinbend.com/about-me/

Disclaimer: If your property is currently listed with another real estate broker, this is not a solicitation of that listing.

Steve McDowell

Founder & President – Sienna Building Company
Cell: (541) 241-0406
Email: [email protected]
Website: www.siennabuilding.com
CCB# 207348

Brett Hartlaub

Loan Originator – PrimeLending (NMLS 138232)
296 SW Columbia Street, Suite A,  Bend, OR 97702
Cell: (503) 522-7740
Email: [email protected]
Bio Link: https://lo.primelending.com/brett.hartlaub
Website: https://lo.primelending.com/bend
PrimeLending, A PlainsCapital Company NMLS # 13649, Equal Housing Lender

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